“Refer a Friend, Reward Yourself.”

Terms & Conditions

Amex is a global services company that provides customers with access to products, insights, and experiences that enrich lives and build business success. They offer world-class Charge and Credit Cards, Gift Cards, Rewards, Travel, Personal Savings, Business Services, Insurance and more.

Our Rating:

Rating Details:

B-

Though the program isn’t the prettiest, it is easy to find, even if you’re not logged into your account. It also offers a pretty decent reward in the form of company credit. Each of their cards has it’s own unique referral program, so that’s something to pay attention to. Also, it seems that each ‘refer a friend’ link goes to a different landing page that all have slightly a different look and feel (which could potentially become confusing).

How American Express Drives Referrals

The program offers an incentive to both the participant and the referral. The participant will earn rewards dollars (or points), while the referral can earn $100 back in the form of statement credit. They offer the basics as far as sharing goes, the participant can either share their link or via email. None-the-less it’s a pretty solid referral program.

Referral Offer Text

“1 Fill in the Form. Simply enter the names and email addresses of those friends you want to refer. 2 We’ll Send an Offer. Your friends will get an offer to apply for the Card. For you to qualify for the bonus, they must apply through the offer link and be approved. 3 You Can Get Rewarded. We’ll credit you earned bonuses on your statement within 8 weeks of each friend’s approval, as long as your account is in good standing.”

American Express Referral Sharing Methods

American Express Referral Rewards

Participant Reward

Amount: $75
Type: Company Credit

Friend Reward

Amount: $100
Type: Company Credit

Participant Experience

Friend Experience